Effective date: January 1, 2026
Kule Auto Kilis Insurance ("Kule Auto Kilis," "we," "us," or "our") respects your privacy and is committed to protecting personal information collected through kuleautokilis.com (the "Site") and in the course of providing insurance advisory, placement, and servicing services. This Privacy Policy explains what we collect, how we use and share it, your choices, and how we safeguard data.
This Policy applies to visitors, prospective policyholders, current policyholders, former policyholders, and business contacts who interact with us online or through authorized producers. It does not apply to third-party websites linked from the Site, which maintain their own policies.
We use personal information for legitimate business purposes, including:
Where applicable privacy laws require a legal basis, we rely on: performance of a contract (servicing your policy), legitimate interests (fraud prevention and Site improvement), consent (marketing emails and certain cookies), and compliance with legal obligations (recordkeeping and regulatory reporting).
We do not sell personal information for monetary consideration. We may share information with:
Aggregated or de-identified data that cannot reasonably identify you may be shared for industry research and reporting.
We use essential cookies to enable Site functionality and optional analytics cookies to understand usage patterns. You can control cookies through browser settings; disabling essential cookies may limit form functionality. We do not respond to "Do Not Track" signals uniformly across browsers but honor applicable opt-out rights where required.
When you opt in to marketing emails, we send product news, educational content, and promotional offers. Each marketing email includes an unsubscribe link. You may also use our dedicated Unsubscribe Email page. Processing may take up to ten (10) business days. Transactional messages related to active policies may continue despite marketing opt-out.
We retain personal information as long as necessary to fulfill the purposes described in this Policy, including servicing policies, resolving disputes, enforcing agreements, and meeting legal retention schedules for insurance records. When data is no longer required, we securely delete or anonymize it consistent with industry standards.
We implement administrative, technical, and physical safeguards designed to protect personal information, including encryption in transit for Site connections, access controls, employee training, and vendor due diligence. No method of transmission or storage is completely secure; you share information at your own risk, though we work continuously to reduce that risk.
The Site is not directed to children under sixteen (16). We do not knowingly collect personal information from children. If you believe a child provided information to us, contact hello@kuleautokilis.com and we will take appropriate steps to delete it.
Depending on your location, you may have rights to access, correct, delete, or obtain a portable copy of personal information; restrict or object to certain processing; and withdraw consent where processing is consent-based. You may also appeal our response where regulations provide an appeal process.
To exercise rights, email hello@kuleautokilis.com with sufficient detail to verify your identity. Authorized agents may submit requests with proof of authorization. We will respond within timeframes required by applicable law.
We will not discriminate against you for exercising privacy rights. Certain information may be exempt from access or deletion where retention is required for legal or underwriting purposes.
Insurance transactions may involve sensitive categories such as health information for life or disability coverage. We collect such data only as necessary for underwriting or claims, share it with carriers and service providers under confidentiality agreements, and apply heightened access controls where appropriate.
If you access the Site from outside your home jurisdiction, your information may be processed in locations where our service providers operate. We implement safeguards consistent with applicable cross-border transfer requirements.
We may update this Privacy Policy to reflect operational, legal, or regulatory changes. The effective date at the top will indicate the latest revision. Material changes will be posted on this page. Continued use of the Site after updates signifies acceptance unless otherwise required by law.
For privacy questions, requests, or complaints, contact:
Privacy Office — Kule Auto Kilis Insurance
Email: hello@kuleautokilis.com
If you are dissatisfied with our response, you may contact your local data protection or insurance regulator where applicable.
